![]() ![]() Help spread the word to coworkers, family and friends of the heightened risk from phishing scams and how to avoid falling victim, not just on Valentine’s Day, but every day.The world’s most beautiful Lifestyle members, on the world’s most beautiful and modern Lifestyle app! Quiver is the fastest-growing Lifestyle community in the world, and we welcome you to join us and explore your wildest dreams. Threat actors are getting more and more crafty, and their pool of victims continues to expand with our level of online activity. Take advantage of resources from government agencies and reliable security publications to educate yourself on what to watch for and what to do if you suspect a scam or have already fallen victim.Unlike credit cards, gift cards are easy to acquire, have no consumer protection and are impossible to trace, so you can’t get your money back. There are no legitimate reasons to give someone else a gift card as part of any legitimate transaction, especially someone you don’t really know. This is often a follow-on technique to try to gain more trust and exert more pressure. Just because an interaction progresses to the phone, doesn’t mean the relationship is legitimate.Be wary if a relationship seems to be moving too fast as scammers often try to create a sense of urgency.Never respond to an email, text or call with your personal data.If in doubt as to the legitimacy of an email, don’t click on any links and delete it.Hover over the email address or links to see if they resemble legitimate addresses.Instead of rushing through emails, be mindful of what you are receiving and from whom and think before you click.So, what can we do to make Valentine’s Day less sweet for threat actors? While relying on spelling and grammatical mistakes to tip us off won’t be as effective if the threat actor is using ChatGPT to craft their message, many of the other traditional techniques for detecting phishing emails hold true: ![]() Or they may ask for money or a gift card to cover expenses to come for a visit. They may ask for personal information under the ruse that they are sending their “love interest” a surprise. They may attempt to trick their target into clicking on a website because they want to share something with them, only the website includes malware. Once they have gained the target’s trust, cyber criminals go after financial gains. ![]() It’s not a stretch to think that bad actors could use the tool to refine their phishing scams and make them appear more authentic and engage in realistic dialogue. As discussed in our 2023 predictions blog, with ChatGPT it’s fairly easy to generate accurate, conversational emails and messages that fool humans and evade straightforward spam filters. But often their social media posts and emails include telltale signs that have you doubting the authenticity – misspellings, poor grammar, and awkward phrases.ĬhatGPT eliminates those problems through the use of machine learning and AI and levels the playing field for cyber criminals with poor writing skills. We already know that scammers use social engineering to tailor their messages to specific targets. Researchers have already found evidence of cyber criminals abusing ChatGPT capabilities for fraudulent activities, including creating and selling fake content, standing up Dark Web marketplaces to sell illegal or stolen goods, and recreating malware strains and encryption tools. With the release of ChatGPT to the public late last year, now we can expect the emergence of online “love letters” in the form of posts and phishing emails that are even more convincing. ![]() But more than a third of people who reported losing money say they fell for a “romance” that started on social media. Often, they start on dating sites or apps. There are lots of places cyber criminals lurk to lure people into romance scams and the consequences are often financially and emotionally devastating. According to the FBI, over the past five years $1.3 billion in losses have been reported, with annual losses skyrocketing since the pandemic. But as an increasing number of people look for love online, it’s a good time for a reminder that more people lose more money in online romance scams than in any other fraud category. Flowers, candy, cards and dinner are some of the classic ways we show our love on this day. It’s Valentine’s Day and love is in the air. ![]()
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